Yes, even if you have a living trust, you should still have a will. Here's why:
Pour-over will: A "pour-over" will acts as a safety net, directing any assets not transferred to your trust during your lifetime to be poured into the trust upon death. Without it, those assets would be distributed according to state intestacy laws.
Guardian designations: A trust cannot name a guardian for minor children — only a will can do this. If you have children under 18, this is essential.
Personal property: Small personal items that you didn't transfer to the trust can be addressed in your will.
Key differences: A living trust avoids probate and maintains privacy (it's not filed with the court), while a will goes through probate and becomes a public record. Trusts are effective during your lifetime and can manage your assets if you become incapacitated. Wills only take effect after death.
The best estate plan typically includes both a revocable living trust and a pour-over will working together.