Every legal claim has a deadline for filing, known as the statute of limitations. Missing this deadline typically means losing the right to pursue your claim entirely, regardless of its merit.
Personal Injury: Most states allow 2-3 years from the date of injury. Some states like Kentucky allow just 1 year, while others like Maine allow 6 years.
Medical Malpractice: Typically 2-3 years, but many states have a "discovery rule" that starts the clock when the injury is discovered rather than when it occurred.
Property Damage: Usually 3-6 years depending on the state.
Contract Disputes: Written contracts typically have 4-6 years; oral contracts are usually shorter at 2-4 years.
The discovery rule, tolling for minors, and government entity claims are common exceptions that can extend or modify the limitation period. Always consult an attorney to verify the specific deadline for your situation.